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Personal Loan in Chennai
Chennai is a city of all hustle and bustle with highly developed infrastructure, and advanced IT industries. Being rightly called the ‘Detroit Of South Asia’ and with a day-to-day rapid development in all economical aspects, it has become so effortless for the individuals to avail personal loans in Chennai.
The major types of personal loans in Chennai, be it a private finance personal loan in Chennai, instant personal loan, personal loan without Cibil, and several other loan types are all possible with the top personal loan agents in Chennai.
In that way, LoansBazaar – an expert personal loan agent in Chennai, helps you find the best personal loan in Chennai banks, personal loan with low interest in Chennai and more. Especially, for people who are looking for personal loan for Cibil defaulters in Chennai, personal loan for low cibil score in Chennai and private personal loan for cibil defaulters in Chennai, the LoansBazaar acts as the bridge between the loan seeker and the top bank partners and arrange for instant personal loan.
LoansBazaar’s Personal Loan Top Features
Arrangements for prompt approval of cash from Rs 50,000 to Rs 75,000 of instant personal loan in Chennai for salaried professionals. One need not worry about their monthly salary, as LoansBazaar is a specialist in providing low salary personal loans in Chennai.
Instant approval of cash from Rs 1 lakh to Rs 1 crore of private finance personal loan in Chennai for self-employed entrepreneurs who are looking for personal loan with low interest in Chennai. LoansBazaar, being a top personal loan agent in Chennai, helps in connecting these entrepreneurs with personal loan lowest interest rate banks in Chennai and other personal loan providers in Chennai.
Besides arranging for low cibil score personal loan and other personal loan finance, LoansBazaar also provides several repayment options with utmost flexibility.
If you are unaware of personal loan interest rates in Chennai, the dynamic team of LoansBazaar, gear up to explain them from the scratch and connect you with the best banks for personal loan in Chennai. Also, for people searching for ‘urgent personal loan in Chennai’, the LoansBazaar team helps at its best.
As the professional personal loan agent in Chennai, LoansBazaar takes utmost care to inform the loan seekers about the personal loan banks, the best personal loan offers in Chennai, and guides to avail easy personal loan in Chennai. All these processes are taken care of by the experienced professionals at LoansBazaar, while you can sit back and relax. The entire processes are carried with minimal documentation requirements.
Eligibility Criteria To Avail Personal Loan Via LoansBazaar
Criteria like ITR, regular turnover, and net profit are considered.
Salaried professionals should be aged between 21 – 60 years old for loan approval, with the minimum monthly salary of Rs 15,000.
Self-employed personnel should be aged between 23 – 65 years old for loan approval.
Documents Required for PL
| Salaried | Self-Employed |
| ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License | ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License |
| Address Proof - Passport, Aadhaar Card, Driving License | Address Proof - Passport, Aadhaar Card, Driving License |
| Salary slips - (For three months), Bank statements for last 6 months | Salary slips - (For three months), Bank statements for last 6 months, Proof of Business existence, Maintenance and Electricity Bills, Last 2 years Income tax returns of the applicant, Copy of GST registration for business |
Personal Loan FAQs
The interest rates on personal loan varies from bank to bank.The lowest rate of interest rate on a personal loan in Chennai is 10.40%.
To get a personal loan fully disbursed into your account in Chennai,it usually takes 3 to 7 days.However,some banks disburse the amount on the same day of application, if you are an existing customer with excellent credit history.
The income criteria to get personal loan varies from bank to bank.However, the minimum income to apply for personal loan in Chennai is ₹ 25,000
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