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HDFC Bank Personal Loan in Chennai - Know Your Eligibility & Apply Online

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Get Instant Personal Loan Approval at HDFC Bank

Choosing the HDFC Bank Personal Loan in Chennai is the one-stop solution for all your financial assistance. The bank offers the utmost flexible features for its applicants who choose to avail the personal loan deals. The lending of bulk amount is approved for both salaried and self-employed those who opt for HDFC Bank Personal Loan in Chennai. Also, the loan approval process is quick and you can enjoy the most affordable interest rate for the loan amount.

We at LoansBazaar, helps you speed up the process of loan application by offering a wide range of professional services. Hence, by choosing the HDFC Bank Personal Loan in Chennai through LoansBazaar, you can just sit back and relax while we take care of all the professional processes.

Below are the attractive features of HDFC Bank Personal Loan in Chennai, the eligibility criteria to be able to apply, and the required documents for instant verification and approval.

HDFC Bank Personal Loan in Chennai – Features

  • A minimum amount of Rs 50,000 to a maximum of Rs 15 lakhs are provided by the bank instantly for multiple purposes
  • The loan repayment tenure is flexible and can be chosen between 12 months and 60 months
  • The required documents are kept minimal and simple with a quick verification process
  • The repayment of loan is also eased with the EMI (Equated Monthly Instalment) plans.
  • The applicant’s need not produce security, guarantor or collaterals
  • A credit shield in addition to the accident cover insurance is provided to the applicants
  • A processing fee of 2% of the loan amount for salary account holder and 2.5% for non-salary account holder is charged
  • About 4% of the outstanding principal loan amount is taken as the pre-closure charges

HDFC Bank Personal Loan in Chennai – Eligibility Criteria

Salaried applicants
  • The age criteria for the loan applicant averages between 21 and 60 years
  • The monthly net income of the applicant should be at least Rs 15,000 and is expected to working currently
  • A minimum of 2 years working history is required for the salaried applicants

HDFC Bank Personal Loan in Chennai – Required Documents

  • The applicant must provide ID proof such as driving license, PAN card, and photo identity card issued by the Government of India, Government of Tamil Nadu, passport and voter ID.
  • Address proof must be provided such as credit card bills, electricity bill, latest telephone bill, bank statements for 3 months.
  • Birth certificate or SSLC/HSLC class passing certificate as age proof.
  • Latest salary slips for at least 3 -6 months, Form 16 with current date, employment proof or business continuity proof.
  • Any added documents may be required for self-employed applicants such as company deed, income certificate from CA and balance sheet for profit and loss.
About HDFC Bank

HDFC Bank is a leading private sector bank providing personal banking services, financial services, credit card distribution, lending arrangements etc.., HDFC bank gives you adequate information and customer support for banking services and financial information.

To make it easier for the loan applicants, the LoansBazaar team has provided all required information to be able to apply for HDFC Bank Personal Loan in Chennai. By choosing this loan opportunity through LoansBazaar, avail instant loan in Chennai.