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HDFC Loan Against Property in Chennai

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HDFC Bank Mortgage Loans In Chennai

The HDFC Bank Mortgage Loan in Chennai is the right decision to opt for home loans as the bank rightly analyses your exact financial needs and provides professional financial assistance.

Further, with LoansBazaar, being a professional HDFC Bank Mortgage Loan Dealer in Chennai, helps you connect with the bank in a hassle-free way. The top HDFC Bank Mortgage Loan Agent in Chennai, will put you in connection with the right financial service provider and so, you can sit back and relax.

In a nutshell, the HDFC Bank presents their customers with a convenient and an affordable way to fulfil their dreams with the best deal through HDFC Bank Mortgage Loan in Chennai.

The interest rates are competitive and pocket-friendly. Also, the document verification processes are quick and transparent. Further, a variety of options like home loan, home improvement loan (HIL), and home extension loan (HEL) are available.

Here are the features, eligibility criteria and the documents required to avail the best home loan in the market.

HDFC Bank Mortgage Loan in Chennai – Features

  • Transparent dealing and no hidden charges. Quick processing of loan approval along with free and safe document storage.
  • Customized repayment options that suit customers’ needs.
  • Competitive and affordable interest rates standing at 8.35%
  • Special concessions on interest rates for women loan applicants
  • Variety of loan options like home loan, home improvement loan (HIL), home extension loan (HEL)
  • Automated repayment of EMIs and flexible repayment tenures
  • Professional legal and technical counselling services regarding the home buying decisions.

HDFC Bank Mortgage Loan in Chennai – Eligibility Criteria

  • The applicants should be from 24 to 60, if a salaried individual, and from 24 to 65, if he/she is a self-employed individual.
  • The minimum eligible income to be able to apply for HDFC home loan is Rs 25,000
  • A minimum of 1 year of experience is required salaried professionals and at least 5 years of business stability is required for self-employed individuals.
  • Professionals like doctors, engineers, architects, chartered accountants, etc.., can opt for the loan against property.

Axis Bank Mortgage Loan in Chennai – Required Documents:

  • For the proof of identity, any of the following – passport, aadhar card, driving license, voter ID, GOI issued photo ID, or a government employee ID is required.
  • For the proof of address aadhar card, driving license, voter ID, GOI issued photo ID, government employee ID, electricity bill, gas bill, telephone bill, or a property tax receipt is required.
  • For the birth proof, passport, PAN card, Aadhar card with DOB, driving license, birth certificate or SSC mark sheet is required.
  • For the signature proof, passport, PAN card, etc, is required.
  • For the proof of income of salaried officials, 3 months’ pay slip, 6 months’ pay slip / 2 years bonus proof (in case of variable pay), 6 months bank statement showing salary credits, 2 years Form 16 (or employment continuity proof) are required.
  • For NRI salaried officials, 3 month pay slip, appointment letter/contract letter, continuous discharge certificate for shipping cases, 6 month domestic NRE/NRO account statement, 6 month international salary account statement, overseas credit report, valid visa copy/OCI card, passport copy, POA details are required.
  • For the self-employed officials, 2 years ITR, computation of income, P&L, balance sheet with CA seal and sign, tax audit report, 6 months bank statements of personal and business accounts, business continuity proof (3 years for HL / 5 years for LAP) are required.