25+
Banks & NBFCs
Please Note: Citibank India consumer banking has been acquired by Axis Bank. You will be redirected to Axis Bank products.
₹0 Cost
Door Step Service
0%
Processing Fee
Dedicated
Relationship Manager
Top Banks
Citibank India's consumer banking has been fully acquired by Axis Bank as of March 2023. If you were a Citi Bank personal loan customer or are looking to apply for a Citi Bank loan in Chennai, your application will now be processed under Axis Bank's personal loan platform — offering up to ₹40 Lakhs, interest rates from 10.25% p.a., and same-day disbursal for eligible applicants.
LoansBazaar, based in Kumananchavadi, Chennai, is an authorised Axis Bank DSA partner. We handle end-to-end documentation, bank coordination, and follow-up so you get your funds fast — with zero service charge to you.
Whether you are salaried or self-employed, our team checks your eligibility in minutes and matches you with the best personal loan option currently available through Axis Bank. Call LoansBazaar at 78457 03677 for a free eligibility check.
Citi Bank Personal Loans in Chennai
Features
- An amount of up to Rs 25 lakhs are provided by the bank in just 48 hours
- Personal loan is offered from Rs 50,000 to Rs 30 lakhs.
- The interest rate averages between 14% and 18% for both salaried and self-employed
- The loan repayment tenure is flexible and can be chosen between 12 months and 60 months
- Minimal requirements of documents and a quick verification process
- Apply for additional lend or fund any time after taking previous lend though repayment must be prompt for becoming eligible for this
- Make a partial repayment and also pre-close with 3% prepayment charges
Citi Bank Personal Loan in Chennai — Apply Now
Criteria like ITR, regular turnover, and net profit are considered.
The age criteria for the loan applicant averages between 23 and 60 years, The monthly net income of the applicant should be at least Rs 20,000.
A minimum of 3 years working history is required for the salaried applicants
Citi Bank Personal Loans in Chennai
Required Documents
| Salaried | Self-Employed |
| ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License | ID Proof - Passport, PAN Card, Voters' ID, Aadhaar Card, Driving License |
| Address Proof - Passport, Aadhaar Card, Driving License | Address Proof - Passport, Aadhaar Card, Driving License |
| Salary slips - (For three months), Bank statements for last 6 months, Employment letter/offer letter from current employer | Salary slips - (For three months), Bank statements for last 6 months, Employment letter/offer letter from current employer, Proof of Business existence, Maintenance and Electricity Bills, Last 2 years Income tax returns of the applicant, Copy of GST registration for business |
About Citi Bank
Citibank India's consumer banking operations — including personal loans, credit cards, and savings accounts — were fully transferred to Axis Bank in March 2023 following RBI approval. Axis Bank is India's third-largest private sector bank with 4,800+ branches and a strong presence across Chennai — including Ashok Nagar, Anna Nagar, T.Nagar, and Velachery.
LoansBazaar works with Axis Bank as an authorised DSA partner to help customers in Chennai get personal loans quickly. If you are looking for a "Citi Bank loan in Chennai," we handle your application completely under Axis Bank's product range — same-day processing, minimal paperwork, and no hidden charges. Call LoansBazaar at 78457 03677 for a free eligibility check.
