SCB Mortgage Loans In Chennai
The SCB Mortgage Loan in Chennai comes out with various beneficiary aspects in providing home loans for everyone. The loan applicants can do the home loan deals provided by Standard Chartered Bank as they will provide home loans of up to Rs 35 crore with an elongated repayment tenure of up to 25 years.
By availing SCB Mortgage Loan in Chennai, the customers can also transfer the existing home loans to the bank and ease the EMI with more simplified balance transfer solutions at reduced rates with top-up facility.
The enthusiastic team of LoansBazaar, being a top loan service provider and the best SCB Mortgage Loan Agents in Chennai will help avail these beneficiaries in a most sophisticated way.
The customers will also be able to avail cashback facilities and based on their repayment track they will be rewarded 2% cashback. In a nutshell, SCB takes up the responsibility of providing a unique financial solution with an affordable and competitive interest rate and LoansBazaar, being the top SCB Mortgage Loan Dealer in Chennai, could act as the best bridge between you and the bank.
SCB Mortgage Loan in Chennai - Features
- The customers will be able to avail the loan amount of up to Rs 35 crores as part of their mortgage loans.
- The budget-friendly and competitive interest rates stands at 8.71%.
- The customers can get their home loan processes done at their doorstep.
- The loan applicants are assured with safe insurance to protect their family members from other financial crises.
- Several tax benefits can be availed through these interesting deals.
- The 24*7 supportive customer care helps in professional assistance, and simplified document verification processes.
- The processing fee of 1% of the sanctioned amount
- No prepayment charges*
SCB Mortgage Loan in Chennai – Eligibility Criteria
- The salaried applicant should be at least 23 years at the time of applying for the loan, and should be no older than 63 years at the time of loan maturity.
- The self-employed applicant should be at least 23 years at the time of applying for the loan, and should be no older than 70 years at the time of loan maturity.
- A minimum annual income of Rs 6 lakhs is required for both salaried and self-employed individuals.
- At least 3 years of experience/business stability is expected for both salaried and self-employed individuals.
SCB Mortgage Loan in Chennai – Required Documents
- For the proof of identity, any of the following – passport, aadhar card, driving license, voter ID, GOI issued photo ID, or a government employee ID is required.
- For the proof of address aadhar card, driving license, voter ID, GOI issued photo ID, government employee ID, electricity bill, gas bill, telephone bill, or a property tax receipt is required.
- For the birth proof, passport, PAN card, Aadhar card with DOB, driving license, birth certificate or SSC mark sheet is required.
- For the signature proof, passport, PAN card, etc, is required.
- For the proof of income of salaried officials, 3 months’ pay slip, 6 months’ pay slip / 2 years bonus proof (in case of variable pay), 6 months bank statement showing salary credits, 2 years Form 16 (or employment continuity proof) are required.
- For NRI salaried officials, 3 month pay slip, appointment letter/contract letter, continuous discharge certificate for shipping cases, 6 month domestic NRE/NRO account statement, 6 month international salary account statement, overseas credit report, valid visa copy/OCI card, passport copy, POA details are required.
- For the self-employed officials, 2 years ITR, computation of income, P&L, balance sheet with CA seal and sign, tax audit report, 6 months bank statements of personal and business accounts, business continuity proof (3 years for HL / 5 years for LAP) are required.
