Mortgage Loans – Axis Bank
The Axis Bank Mortgage Loan in Chennai is the best solution for funding to have any kind of commercial or a residential property. By opting for this loan against property through Axis Bank Mortgage Loan in Chennai, these residential or commercial properties can be used as a major collateral.
With the professional assistance at Axis Bank, the loan applicants will be able to have a hassle-free experience along with speed document verifications while applying for loan against property through Axis Bank Mortgage Loan in Chennai. The guaranteed loan amount starts from the minimum Rs 5 lakhs.
The enthusiastic team of LoansBazaar, being a top loan service provider and the best Axis Bank Mortgage Loan Agents in Chennai will help avail these beneficiaries in a most sophisticated way. Also, the dynamic customer care team of LoansBazaar provides a complete financial solution about Axis Bank Mortgage Loan in Chennai, proving that LoansBazaar is one of the finest Axis Bank Mortgage Loan Dealers in Chennai.
By availing these financial help through Axis Bank Mortgage Loan in Chennai, the customers will not only enjoy the attractive rate of interests but also earn eDGE loyalty reward points, with which one can opt for various beneficiary aspects from the bank.
The loans are provided under categories like loan against property, lease rental discounting, overdraft facility against property, reverse mortgage loan, etc..,
The briefing about the key features, eligibility criteria and other required documents will help in understanding more about Axis Bank Mortgage Loan in Chennai.
Axis Bank Mortgage Loan in Chennai – Features
- An assured minimum loan amount of Rs 5 lakhs up to 5 crore will be provided.
- The EMIs are much smaller with a flexible repayment tenure.
- The interest rates are attractive, competitive and affordable.
- Minimal documentation, easy application and doorstep service.
- The customers can choose their interest rate types.
- Any kind of prepayment charges are not applicable.
- Quick and transparent processing.
Axis Bank Mortgage Loan in Chennai – Eligibility Criteria
- The applicants should be from 24 to 60, if a salaried individual, and from 24 to 65, if he/she is a self-employed individual.
- Any individual who’s in a permanent service or who is filing ITR can apply.
- Professionals like doctors, engineers, architects, chartered accountants, etc.., can opt for the loan against property.
Axis Bank Mortgage Loan in Chennai – Required Documents
- For the proof of identity, any of the following – passport, aadhar card, driving license, voter ID, GOI issued photo ID, or a government employee ID is required.
- For the proof of address aadhar card, driving license, voter ID, GOI issued photo ID, government employee ID, electricity bill, gas bill, telephone bill, or a property tax receipt is required.
- For the birth proof, passport, PAN card, Aadhar card with DOB, driving license, birth certificate or SSC mark sheet is required.
- For the signature proof, passport, PAN card, etc, is required.
- For the proof of income of salaried officials, 3 months’ pay slip, 6 months’ pay slip / 2 years bonus proof (in case of variable pay), 6 months bank statement showing salary credits, 2 years Form 16 (or employment continuity proof) are required.
- For NRI salaried officials, 3 month pay slip, appointment letter/contract letter, continuous discharge certificate for shipping cases, 6 month domestic NRE/NRO account statement, 6 month international salary account statement, overseas credit report, valid visa copy/OCI card, passport copy, POA details are required.
- For the self-employed officials, 2 years ITR, computation of income, P&L, balance sheet with CA seal and sign, tax audit report, 6 months bank statements of personal and business accounts, business continuity proof (3 years for HL / 5 years for LAP) are required.
