ICICI Bank Personal Loans in Chennai

ICICI Bank offers instant personal loans in a wide range that is very helpful to meet any personal expenses such as marriage, family holiday, sudden travel, home renovation, to buy electronic gadgets, medical expenses and more. The personal loan offered to both salaried and self-employed are very helpful during emergencies as the loan is approved fast soon after the application is received from the applicants.

Features of ICICI Bank Personal loan

  • ICICI offers up to Rs.15 lacs towards personal lending
  • No security or guarantor is required for loan approval
  • The process is fast
  • Interest rates are attractive and competitive
  • Flexible repayment option from 12 months to 60 months
  • Auto debit mode ease EMI payment

Eligibility for ICICI Bank Personal loan

  • The applicant must be minimum of 23 years and maximum 58 years of age
  • The next take home salary must be Rs.20,000 per month
  • Any applicants having ICICI bank salary account or non – ICICI salary bank account can apply for the icici personal loan in chennai
  • Any applicant who has previously availed car loan or home loan can apply for this which is easily approvable
  • Must provide minimum 2 years of work experience
  • Must be currently working in a company and provide the proof
  • Must be residing the residence for minimum 1 years in order to provide as address proof

Documents Required for Personal Loan from ICICI Bank:

  • Any of identity proof of passport, driving license, voters ID, PAN card, ration card needs to be provide
  • Residence proof of any one such as rental agreement, electricity bill, passport, driving license needs to be provided
  • 3 months bank statement to be provided as a proof of active transaction
  • Salary slip for 3 months should be provided
  • Current company employment proof need to be provided which include salary slip, Form 16 and ID card provided by the company
  • Self-employed can also apply for Lendings however the requirements would differ in addition to above mentioned documents such as company deed, IT returns, balance sheet attested by CA, profit/loss balance sheet, attestation from CA acknowledging you are running the business for at least 2 years