ICICI Personal Loan Approval
The ICICI Bank Personal Loan in Chennai helps an applicant to meet a diverse range of financial needs such as marriage, family holiday, sudden travel, home renovation, to buy electronic gadgets, medical expenses and more.
No matter what expense you are planning to spend the loan amount for, ICICI Bank Personal Loan in Chennai provides their service irrespective of your personal financial goals. The personal loan offered to both salaried and self-employed are highly helpful during emergencies as the loan is approved fast soon after the application is received from the applicants. The bank provides the loans with a quick approval ensuring an easy borrowing experience.
With the instant personal loan online services, the bank also promises that the applicants will be able to avail funds within 3 seconds. At LoansBazaar, this process becomes easier, and stress-free. The young and enthusiastic team at LoansBazaar cater to the exact needs of the applicants and provide a customized service according to the needs.
ICICI Bank Personal Loan in Chennai - Features
- An amount of up to Rs 20 lakhs is provided by the bank instantly for multiple purposes and other personal emergencies
- The loan repayment tenure is flexible and can be chosen between 12 months and 60 months
- The required documents are kept minimal and simple with a quick verification process
- The interest rates are affordable, attractive and competitive
- Auto debit mode along with a flexible EMI payment method, is followed
- No securities, collaterals or any guarantors are demanded from the bank’s side.
ICICI Bank Personal Loan in Chennai – Eligibility Criteria
- The age criteria for the loan applicant averages between 23 and 58 years
- The monthly net income of the applicant should be at least Rs 20,000 and is expected to be working currently
- A minimum of 2 years of working history is required for the salaried applicants
- Must hold an active bank account and provide minimum 3 months of bank transaction statement
- Any applicant holding an ICICI bank salary account or non – ICICI salary bank account can apply for the ICICI Bank Personal Loan in Chennai.
- Any applicant who has previously opted for a car loan or home loan can apply for this.
- The applicant is also expected to be residing the residence for a minimum of 1 year in order to provide their residing location as an address proof
ICICI Bank Personal Loan in Chennai – Required Documents
- The applicant must provide ID proof such as a driving license, PAN card, and photo identity card issued by the Government of India, Government of Tamil Nadu, passport and voter ID.
- Address proof must be provided such as credit card bills, electricity bill, latest telephone bill, bank statements for 3 months.
- Birth certificate or SSLC/HSLC class passing certificate as age proof.
- Latest salary slips for at least 3 -6 months, Form 16 with current date, employment proof or business continuity proof.
- Any added documents may be required for self-employed applicants such as company deed, income certificate from CA and balance sheet for profit and loss.
About ICICI Bank
ICICI Bank is a leading private sector bank in our country. With over 5,000 branches across India, the ICICI Bank provides a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels. The bank is best recognized for its continuous rewards and accolades for innovative banking services.
Hence, availing ICICI Bank Personal Loan in Chennai is the best idea to do if you are looking to avail a financial assistance. Reach out to the LoansBazaar team to make your process a hassle-free one.
